Merchant Cash Advance

Short-term financing to grow your business.

Fast, flexible financing

Short-term financing to grow your business.

Ireland's most flexible finance option

A Merchant Cash Advance is a flexible financing option that frees up your businesses’ future income and provides funding today.

With an advance, your business receives a lump sum which is repaid daily using a percentage of your credit and debit card sales.

As your business grows, you repay faster. During lulls, you repay slower.

    Lending eligibility:

    • Accept debit/credit cards
    • Trading 2+ years
    • Turnover €100,000+

    Benefits of a Merchant Cash Advance

    Flexible and scalable

    The daily repayments adapt to the pattern of your business. Repay more at business peak times, pay less if things slow down.

    Quickly boost cash flow

    Get a decision within 24-hours. An advance is short-term financing that helps your business without leaving you short on cash.

    Minimal time and effort

    Daily repayments are made automatically. No remittance, no monthly transfers, so you can concentrate on running your business.

    Hassle-free repayments

    Never worry about missed repayments. Repayments are taken ‘at source’ which means they come out of your card sales before they go into your bank account.

    What can an advance be used for?

    Regular Cash Flow Icon | Linked Finance

    regular cash flow

    Purchase stock icon | Linked Finance

    purchase of stock

    Increasing staff count icon | Linked Finance

    increasing staff count

    Office Premise Expansion Icon | Linked Finance

    office expansion

    Digital upgrades icon | Linked Finance

    digital upgrades

    Purchase of equipment cart icon | Linked Finance

    purchase of equipment

    What documents do you need?

    Last 6 months bank statements

    Last 2 months merchant statements

    Last 12 months financial accounts

    Tax Certificate

    Hear what our customers have to say

    "Not only did we get our loan fully funded, but we got to establish a connection with the Linked Finance lenders who supported us and we have already seen an increase in sales and enquiries"

    Lisa Readan

    “I had no hesitation returning to Linked Finance for funding to grow our business. The process was painless, and after providing my documents the decision was made very quickly and the funds were available almost immediately. This is such a useful and flexible alternative to bank lending, which I intend to return to as my business continues to grow.”

    Michael O'Reilly

    Flomax

    "Our experience with Linked Finance was wonderful. We raised the funds we needed to grow the business and we got the opportunity to connect with great local lenders"

    Deirdre Mc Cafferty

    Keep your business moving forward

    With fast and flexible finance from Linked Finance.