Diversify your portfolio and earn attractive returns lending to great Irish businesses.
Join thousands of local lenders on Linked Finance. Earn high returns by lending to great local companies across the complete range of Irish business sectors.
Make your money work harder for you and enjoy great returns while supporting your local economy.
Easy to build Portfolio
With new loans added all the time and an easy-to-use Autobid tool, you can quickly build a diverse portfolio, lending to businesses from every sector of the Irish economy.
Support your Local Community
Help Irish businesses in your community grow, offer better products & services and employ more local people.
You can choose to re-invest these returns and earn compound rates of interest or take them as income whenever you require it.
New business loans appear on the site everyday, across every business sector; from retail, manufacturing and wholesale to services, education and healthcare etc
Linked Finance credit assess all the businesses and you pick the ones you like. All businesses have proven track records and we have the lowest default rate in the industry.
Many businesses you lend to will offer you exclusive special offers and discounts on their products and services
Too busy to check every business every day? Our AutoBid function can manage your lending for you by loan grades and term.
What other people think about P2P Lending
"On Linked Finance, I lend directly to local businesses at rates of between 6% and 17.5%. And the compounding effect means I'm making a very healthy return."
Linked Finance Lender
"Lending at Linked Finance is about helping Entrepreneurs by giving them the vital funding to build their businesses so we can all have a brighter future".
Entrepreneur and Media Broadcaster
"Getting virtually no returns from the bank I was looking for something different to do with my savings. With Linked Finance I now get a decent return".
Lender from Cashel Co. Tipperary
FAQs about P2P Lending on Linked Finance
- be over 18 and a have valid passport or driving licence
- have a European Union bank account
- be registered with a European Union Companies Registration Office or equivalent.
- have an European Union bank account
On Linked Finance, you can lend to limited companies, sole traders and partnerships, who are looking for loans of between €5,000 and €300,000.
We review each potential borrower and we only allow businesses to borrow if they have successfully completed a full, rigorous credit evaluation process. We base this process on validating key up-to-date financial information and ensuring the creditworthiness of each borrower posted on the site.
- Lend quickly and easily using the Autobid tool (see questions 9, 10 and 11).
- Search our ‘Live Loans’ and choose the businesses to which you want to lend by bidding on their loan requests.
- Search ‘Live Loans’ and choose the businesses you want to lend to by finding businesses you know or like, or sectors you have an interest in
- Lend quickly and easily using the Autobid tool (see questions 9, 10 and 11 in View All FAQs below).
It is important to remember that with lending to businesses, there is an element of risk. Linked Finance carries out extensive checks so only creditworthy businesses can borrow on the site. To minimise the potential of risk we advise all lenders to spread their money across 20 or more businesses. By lending only a small proportion to each business loan, you reduce your exposure. This is a key factor in successful lending on Linked Finance.