Real people providing business loans to great local companies

A better way to grow your business or your savings....

When Linked Finance launched in 2013 we aimed to solve a major problem facing small businesses in Ireland: access to funding from banks. At the same time rock ­bottom interest rates frustrated savers with money to invest.

Using technology to cut out the middleman, Linked Finance brings business lending back to basics: where ordinary people with savings can connect and lend to trustworthy businesses that wish to borrow. As of September 2017 loans on Linked Finance have supported over 5,000 Irish jobs nationwide.

At Linked Finance, we offer 1,000’s of Irish SME's a new viable alternative to borrowing from the banks. Real people like you can lend small amounts to great Irish businesses at very attractive interest rates.

Linked Finance is Ireland’s largest lending platform. To date our 16,000+ registered lenders have lent over €32m to support 1,000+ great Irish businesses across every county in Ireland. The process is simple, transparent and efficient!

We allow our lenders to make a difference to Irish businesses and earn better interest rates while businesses are free to keep their focus where it should be: ­on growing their business. 

Top 10 Facts about Linked Finance

When did Linked Finance launch and how much has it repaid to lenders?

Linked Finance launched in March 2013 and is Ireland’s first and largest business P2P Lending platform. To date (October 2017) we have repaid over €17.5 million to our lenders.

Why has P2P Lending become a worldwide phenonemon?

P2P Lending or Crowd Lending was originally invented in Ireland in 1727 by Jonathan Swift when he set up the Irish Loan Fund to lend to small Irish Farmers.

The recent international financial crisis created a perfect storm of factors: interest rates for savers hit an all­-time low while access to funds for businesses from banks virtually froze, forcing savers and businesses to seek out alternatives.

Over $30 billion dollars has been loaned via P2P Lending platforms worldwide in 2015. 

How many members of the public are registered lenders on the website?

The site is trusted by over 16,000+ registered lenders to date October 2017. 

How many Irish businesses have Linked Finance lent to?

To date (October 2017) we have provided 1000+ loans to Irish SMEs across every county of the country. 

What is the total amount of bids for business loans on Linked Finance to date?

Since we launched in March 2013 over €35 million has been lent on the Linked Finance platform. 

What is the total amount of all business loans to Irish businesses?

According to the Irish Central Bank in June 2017, €20 Billion is the total amount of all loans to SME’s. There was €3 Billion of new lending in 2016. Linked Finance plan to lend over €250 million to 5,000 businesses over the next couple of years. 

What is the total amount of savings that the Irish public could lend to businesses?

According to the Irish Central Bank in June 2017, Irish household savings are €100 Billion. This is over 4 times as much as all Irish SME business loans in Ireland. 

How many Irish jobs have been supported by Linked Finance lenders so far?

To date (October 2017) loans on Linked Finance have supported over 5,000 Irish jobs nationwide.

What are Linked Finance’s plans for the next 12 months?

Our top 3 goals for the next 12 months are to:

  1. Help finance the growth of over 1,000 Irish SME businesses nationwide.
  2. Double the number of registered lenders in our network, to over 30,000.
  3. Launch new varieties of loans on the platform in terms of duration and speciality.

Why choose Linked Finance?

Linked Finance is the first & largest P2P Lending website in Ireland. The process is fast, efficient and transparent allowing Lenders and Businesses to take control of their finances. 

Linked Finance in the Press

'Peer-to-peer lender Linked Finance raises €2.5m .....'

Irish Times

'Market leader Linked Finance on growth trajectory ....'

Business and Leadership

'Lending to Butchers, Bakers and Candlestick Makers ...'

RTE Nationwide

The Linked Finance Team

Seriously Secure

Linked Finance has been designed from the ground up with state-of-the-art security. The integrity of your documents and information is our top priority! To protect you and your data we take every practical step...and a few more!

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Privacy Aware

Linked Finance is dedicated to protecting your personal data and identity. We will only use your information to help you maintain your profile in the customer database, to manage accounts, and to provide and manage our services.

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