Running a small or medium-sized enterprise (SME) comes with its fair share of financial challenges.
Whether you're looking to expand, invest in new equipment, or simply keep cash flow steady, securing the right business loan can make all the difference.
At Linked Finance, we offer flexible financing solutions tailored to suit the unique needs of SMEs. Let’s dive into the best business loan options available to help you fuel your growth.
Term Loans: The Classic Business Loan for Growth
A term loan is one of the most popular financing options for SMEs. It provides a lump sum you repay in fixed instalments over an agreed period - giving you financial certainty and predictability.
With Linked Finance, you can access term loans ranging from €10,000 to €500,000, giving you the capital to invest in key areas such as equipment upgrades, technology, or business expansion.
Key benefits of our Term Loan:
- Flexible repayment terms: Choose between 6 and 60 months, tailoring your repayment plan to your business cash flow.
- Quick and simple application: Our online process means minimal paperwork and fast approval times.
- Unsecured financing: No need to secure the loan against assets, making it accessible to more businesses.
A term loan is ideal if you need a reliable injection of capital for long-term investments without putting up collateral.
Merchant Cash Advance: A Flexible Business Loan for Card-Based Sales
If your business relies heavily on debit and credit card transactions, a merchant cash advance could be the perfect financing solution. Instead of fixed monthly payments, repayments adjust based on your daily card sales.
Linked Finance offers merchant cash advances of up to €150,000, which are repaid automatically as a percentage of your future sales.
Why choose a Merchant Cash Advance?
- Repay based on revenue: Payments fluctuate with your sales, making it a cash-flow-friendly option.
- Quick access to funds: Use the advance for inventory purchases, renovations, or growth opportunities.
- Straightforward eligibility: If your business has been trading for at least six months, accepts card payments, and has a turnover exceeding €100,000, you can apply.
This type of business loan is especially useful for retailers, hospitality businesses, and service providers that experience seasonal fluctuations.
BillPay: Manage Large Annual Expenses with Ease
Struggling with large annual payments like taxes, insurance, or professional fees? BillPay is an innovative solution that allows you to spread those costs over 12 manageable monthly instalments, improving your cash flow during peak expense periods.
How does BillPay benefit your business?
- Better budgeting: Spread out large lump-sum payments for easier financial planning.
- Avoid cash flow strain: Keep operations running smoothly without big, one-off expenses disrupting your finances.
- Hassle-free financing: A simple and efficient way to handle essential business costs.
If you want to maintain financial stability without the pressure of large upfront payments, BillPay can be a game-changer.
Why Choose Linked Finance for Your Business Loan?
At Linked Finance, we’re committed to helping SMEs thrive by offering fast, flexible, and unsecured business loans. Our loans do not require collateral - just a personal guarantee - making it easier for businesses to access the funding they need. Whether you need capital for expansion, cash flow support, or operational expenses, we have a tailored financing solution for you.
Looking for the right business loan? Apply with Linked Finance today and take your business to the next level!
