Partner with

us today

Partner with

us today

recommend ireland's largest p2p lender

As a member of the Linked Finance partner programme, your clients can gain access to fast, no hassle business loans and working capital within 24 hours. 

We work with accountants, financial advisors and business consultants across the country to provide a new option in business finance. Our partner programme members have allowed us to fund over €139 million in loans since we started back in 2013. During the COVID-19 shutdown we have issued over €10 million in loans and with your help we can help more SMEs during these challenging times.

join our partner programme

Add Value

Position yourself as a thought leader and educate your clients about an exciting new route to SME finance.

Help Your Clients

As an accountant or financial advisor your success is tied to that of your clients. Help them access the funds they need to succeed.

Rewarding Referrals

Our partner programme provides attractive rewards to financial professionals who introduce SME borrowers.

Pension Accounts

If you work with individual clients with self-administered pensions, introduce them to Linked Finance pension accounts.

Quick Quotes

Quickly generate clear and comprehensive credit calculations for your clients via your Linked Finance partner account with 24/7 online access.

Fast Funding

Help your clients to access funding quickly and with minimum hassle. We provide credit decisions and access to funding in days not weeks.

Companies we've supported

Linked Finance is open and actively lending to Irish SMEs that need access to working capital, funding for new stock and for adapting their business to the changing business environment. Here are some examples of businesses we’ve supported in recent weeks. 

our loan packages

When a business opportunity presents itself, your clients want to move fast. Whether they need working capital to fulfil a new contract, a short term stocking loan to meet customer demand, or finance to purchase new equipment, Linked Finance is here to support your clients realise their business goals, quick and with no hassle. 

We have a range of stocking loans, working capital loans and business growth loans to suit all circumstances. Our innovative new Deferred Start Loan also provides the essential working capital you need today, with the reassurance of no repayments for 3 months. 


Flexible Stocking Loans
  • 24 hour credit decision
  • No drawdown restrictions
  • Typical 6-12 month terms
  • Penalty-free early repayment
  • Loans from €5000 - €300,000
  • Fixed rate starting from 6% p.a.*


Fast, no hassle working capital
  • 24 hour credit decision
  • No drawdown restrictions
  • 6 month - 3 year terms
  • Penalty-free early repayment
  • Loans from €5000 - €300,000
  • Fixed rate starting from 6% p.a*

"deferred start"

  • 24 hour credit decision
  • 3 months payment-free
  • 12 fixed monthly repayments
  • Penalty-free early repayment
  • Loan value up to €100,000
  • Fixed 10.45% p.a interest rate

* The interest rate that will apply to our Restart and Kickstart Loans will depend on the credit grade applied based on your business circumstances, and the term required for the loan.

customer and partner testimonials

The ease of application, quick credit approval, and personable approach made the entire process an enjoyable one. A week after I applied I had the funds in my account.

Lisa Quinlan

Rolling Donut

Linked Finance provides easy access to much-needed working capital for Irish SMEs. Applying is straightforward, credit decisions are provided within a day and once approved, you can access the funds very quickly. It's a great option for my clients.


"Working with Linked Finance is great. They understand the needs of SMEs and they move swiftly and efficiently, enabling us to arrange credit for our clients without delay.".

Philip Delaney


FAQs about linked finance

The minimum amount you can borrow is €5,000. The maximum is €300,000. The loan is at a fixed rate of interest* and the term of the loan is up to 3 years. The loan is repayable in monthly installments and by direct debit.

The loan should be used to help grow your business. For example, you might use it for:

  • improving working capital
  • asset finance (such as the purchase of new machinery, vehicles or information technology)
  • expansion capital (which could involve employing a new salesperson to help grow your business)

*Further details on interest rates may be seen in FAQ 4

Any established and creditworthy business, whether it is a limited company, sole trader or business partnership, can apply for a loan on Linked Finance.

Some conditions apply. These include:

  1. If you are a sole trader, you must be a permanent resident of Ireland.
  2. If your business is a partnership, it must have a permanent place of business in Ireland and at least half of its partners must be permanent residents of Ireland.
  3. If your business is a limited company, it must be registered with the Companies Registration Office (CRO).
  4. It must have filed accounts with the CRO (if required to do so) at least once and at least half of its directors must be Irish residents.
  5. Your business must have been actively trading for at least the past two years.
  6. Your business must meet our minimum credit risk and fraud criteria.
  7. Your business must not have any outstanding judgements for more than €250.
  8. In special circumstances, we can support younger companies who have demonstrated strong growth potential over a shorter trading history but this is at Linked Finance’s sole discretion.

Our lenders will be ordinary individuals,companies or other organisations. All lenders must hold an Irish bank account. When a lender registers on Linked Finance, we check their identity according to the highest industry standards. By doing this, we know exactly who is joining the network.

To ensure you get a fair interest rate on a Linked Finance loan, the rate you pay is always determined by our credit evaluation process. The rates available range from 6% to 17.5% depending on the term and the loan grade we assign to your request.

First, register as a borrower on Linked Finance. Second, complete our online loan application form. Once you have done this, we will request supporting documentation from you in order to carry out credit and fraud checks using the information you have given us. Your application cannot progress until we have received this documentation.

Then we will decide if we will allow your application to be listed on Linked Finance. If you are successful, we will tell you the loan grade we have assigned to your rate and the relevant rate. At that point you can decide if you would like to have your loan request published.

Once your loan request is posted on the site, the bidding process will start.

Once your loan request goes live on the site, bidding will commence. A limit of 14 days is typically placed on each loan request but loans generally fund a lot quicker. You can check out the ‘Live Loans’ section to see how long it has taken other businesses to fund.. Once your loan is fully funded, you can accept the loan and have the funds within 24 hours.

Join the partner programme today